Resources

We’re here to
help you scale.

Every business faces growing pains. It’s part of reaching the next level. As your demand rises, we’ll make growth easier by providing capital for your supply.

What is Equity Financing

Requiring capital to finance business growth leads many business owners to sell equity too soon. Read our explainer on equity financing and its alternatives.

Tips on Small Business Cash Flow Optimization

Many small businesses run into cash flow issues. Learn how to optimize your cash flow by taking some simple steps.

Supply Chain Survival: How You Can Plan For Economic Uncertainty in 2024 and Beyond

We are at the tail end of a lengthy global supply chain crisis, but business logistics all over the world continue to face backlogs,...

Purchase Order Financing vs. Inventory Financing: What’s the Difference?

Many think they can use PO financing & inventory financing interchangeably, but they are not the same. Read our guide to understand the key differences.

Purchase Order Financing for Small Businesses: Explained

Small business owners know grit and perseverance. Exciting as it may be, starting and growing a business is tough, and cash flow challenges...

Diversification Drive: How SMBs Can Limit Financial Risk in 2023

On June 14th, the Federal Reserve announced it would be keeping the key interest rate at 5%. While many businesses and households may have...

Why Work With Purchase Order Financing Companies?

In the modern marketplace, businesses from a variety of industries face challenges when scaling up. Supply chain issues, new equipment, and...

Bank Loans vs. Alternative Financing: How to Choose

It’s not easy to grow a business. Reliable, desirable products and increasing customer demand does not always translate to more revenue....

Purchase Order Financing vs. Supply Chain Finance: What’s the Difference?

Growing a business is never straightforward. Therefore, it’s important to find ways to increase revenue and liquidity by creating more...

Government Purchase Order Financing: Explained

Selling goods to the US government is a desirable opportunity for businesses of all sizes. In 2022, the federal government awarded a total...

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FAQs

How does our process differ?

Our process allows you to digitally upload your company information, funding requirements, and quickly receive an offer. We are a rapid, non-dilutive way to scale your business. We don’t charge a monthly interest rate, we don’t require monthly payments. In this partnership, we get paid when you get paid

How do I get started?

Provide us some basic information on our website form. We will respond quickly with any additional questions.

Provided you’re a good fit, you’ll receive an invitation to our digital application.

How does the digital application work?

Our digital process is invitation only. It allows you to upload documents about your company’s finances and who is buying your product. This allows us to quickly respond with a funding option.

Digital onboarding is straightforward:

Creating an account
Review our Terms of Service
Confirm your company information
Upload documents to help us understand your finances
Describe your funding needs. Who is your end-buyer, open purchase orders, and manufacturers you use.

The more information we have, the more confidently we can work together.

Once complete, our account team will review and propose a solution that best fits your needs.

How do I qualify? What about my credit?

Setscale’s unique model takes a holistic approach to assessing your company’s financial needs. We’re not focused entirely on the size of your previous transactions – we incorporate manufacturing history and the quality of your end buyers. Credit is only a part of the equation. Outstanding purchase orders, sales agreements with your customers and suppliers, and a proven track record are all significant aspects of our assessment.

Can I repeat funding my purchase orders?

Yes! Setscale’s job is to help you grow your business. Our product is designed to repeatedly fund your purchase orders, or continued online sell-through, quickly and efficiently.

What are Setscale’s repayment terms?

This is one of the most favorable and unique elements of our partnership. Each transaction is viewed individually. This means that the funding and settlement for each transaction happens in full at their open and close. Upon the completion of your sale/delivery of the funded product, you and Setscale get paid together.